Advice

Financial Analysis

The cornerstone of good financial advice is in-depth analysis.

THE DELTA GROUP distinguishes itself from other services by offering evidence-based in-depth analysis for making sound financial decisions.

The following spreadsheet model incorporates proven money management tenets to provide you with easy-to-understand information for exploring options, creating a plan, and meeting your financial goals:

  • Inventory of Assets—A listing of asset and liabilities, liquidity and leverage ratios, and distribution of assets among investment categories.
  • 75/25 Cash Flow Analysis —A break-down of earned income, income taxes, spending, and savings programs, compared against norms.
  • Retirement Needs Analysis —Identification of the future asset requirements that will provide lifetime income and financial security.
  • Net Worth Pro-Forma —Annual projection of income, expenses, savings and assets to identify future net worth accumulations.

Additional analyses are available on an as needed basis, including:

  • Insurance
  • College planning
  • Estate planning
  • Small Business Issues